tables turned

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For your phone consultation with the lawyer, to get the most out of your half hour, prepare a little notebook. Write down all the basic info about you and your ex, and your kids, including birthdates, date you married, your approx incomes at marriage, your approximate net worth at marriage (assets minus debts) and your approximate net worth now (assests minus debts).

Don't be too detailed, if you spend more than 10 minutes calculating these you are doing too much.

You wil have to do complete financial disclosures later with supporting statements, this is just for your phone conversation so you can give your lawyer some background without having to think about it, try to remember, have to run to the desk drawer to look something up, etc.

Make a list of your main questions. During the conversation you will take in a lot of info and forget half your questions.
 
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Financial question- if I get half her pension does that mean I take half of what is in it now or half of what is paid out at retirement? If she wanted to keep her pension intact could she just pay me what the half would be if she could come up with that amount by taking out a loan?

It would be half of what it is on the date of separation, not what it would be at retirement age payout.
 
Well today was just slightly better. Sorry for posting all the emotional stuff on the "financial section" I guess this is my book.
I will be having a telephone consultation with a lawyer tomorrow and kind of dread it. I just asked my wife "whats the hurry"? maybe we should wait until after I go away to school in 9 months and the kids to boarding school. Funny to say that after re-reading my last post, eh? It would be alot cheaper for my wife and would take away the strain of divorce from everyone. I know I am in denial but the thought seemed like a good one at the time.

Financial question- if I get half her pension does that mean I take half of what is in it now or half of what is paid out at retirement? If she wanted to keep her pension intact could she just pay me what the half would be if she could come up with that amount by taking out a loan?

you do not have to feel sorry for posting the emotional stuff in the financial part. It does a person good to let it out and to know that other people have felt like you do and survived.
 
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