ok, an update. What do you guys think of this.
I went to see a family law lawyer who also happens to be an insolvency lawyer lol. We went through my finances and debts and laughed at me saying that I was in good shape. All good.
Here is the funny part.
He said to let the truck get repo'd. When it gets repo'd, drive the car (which is also in my stbx name) over to her house and drop off the keys. Find a cheap vehicle and have a parent buy it for me and 'lease' it from them. He said to not worry about the house. He said when the term is up in 3 years, she can't remortgage without my signature so she will have to, at that point, buy me out or sell it. Finally he said, continue to pay the bank debt, but only pay the secured LOC every other month, ignore the large amount of money I owe my dad (oh gawd) because he won't sue me lol. and that will keep me out of bankruptcy.
He also said that if she stops paying the mortgage, to let the house forclose.!!
Thoughts?