Hello Kingdom:
First off, you're a VERY wise man for doing your research on the unfair Divorce laws in this country. Now, "unfair" is a relative term and in the eyes of the beholder. Now, I'm going through a divorce so take my viewpoint into consideration BUT....
-knowing what I NOW know, I would NOT have gotton married. Have fun, date, go on trips, SURE !! But NEVER get married or common law (I don't ever plan to once I get out of my current nightmare !)
-Mess's comments I don't necessarily disagree with BUT the proviso is that you both basically MAKE THE SAME MONEY and in the event you divorce with kids, you both get 50%. In that scenario, then yes, you should get away relatively "undamaged" financially.
BUT, take into accountl....
-are you SURE she'll make the same money as you
-are you SURE she won't take time off from work (either to raise the kids or "take a break"). What if she decides NOT to return to work ? What if she gets sick ?
-a simple description is that the divorce laws basically try to equalize income. So, as Mess said, if you both make the same, there's no "difference" to equalize.
-but, if you make big $$$ and she's a stay at home, disabled, just doesn't want to work, etc. then you ARE SCREWED my friend ! since there is a big difference in income.
-go to
www.mysupportcalculator.ca and you can play around with scenarios.
-if you are a loyal spouse and stick with her for a long time, you MAY have to pay her FOR THE REST OF YOUR LIFE if she "goes rogue" and wants a divorce.
-she (or you) can divorce for ANY (or no) reason ! If she gets tired of the way you blow your nose you can be history my friend. The law doesn't care WHY or WHO initiates divorce.
-obviously, no one who gets married believes THEIR wonderful spouse will divorce, let alone "screw" them. And, at the time, they are likely right ! However, people change over time. Keep in mind roughly 70% of divorces are initiated by women; often in late 40's (menopause a factor ?) Depending on stats, roughly 50% of all marriages will fail. Even if YOU don't want to divorce, it doesn't matter as along as SHE does.
-laws are BLATANTLY against "higher income earner" (male/female) BUT there are many "subtle" biases against men.
-possible (worse case) scenarios...
-lose about 50% of your net income (spousal and child support)
-lose 50% of your "stuff" you have acquired (house, investments, pensions, etc.)
-incredible emotional/physical stress. Some guys lose their careers.
-laws seem to be getting worse, not better with "Big Brother" dictating things.
-you may HAVE to stay at a job you hate (since if you switch to a lower, more likable job they can "inpute" past income). You may have to "beg" to retire since she'll want every dime she can squeeze from you (potentially).
-your life can basically be ruined !!!!!
While pre-nups help, they are NOT foolproof and sloppy lawyers can make fatal mistakes on your behalf. You can't pre-nup of child support (by the way, there is NO accountability on how she spends YOUR child support money, she can blow it on drugs/trips and the govt won't care); you can't pre-nup out of 50% of matriomonial home, and I suspect there are limits on restricting spousal support.
-child support is NOT deductible to payor and the amounts based on salary are ridiculous and are WAY in excess of "real" child care amounts. Dont' forget "extraordinaary expensese".
-even if you are RIGHT, you can LOSE simply in HUGE legal fees (roughly $300-$500 per hour or more currently.
Am I describing the worse case above ? You bet ! However, are you willing to GAMBLE that....
a) you'll beat the 50% odds of divorce ?
b) you WON"T be the higher wage earner (higher the diff between the two of you the more the punishment)
c) are you willing to risk the very REAL risk of getting wiped out financially and quite likely permanently impairing how you live for the rest of your life ?
People claim "they don't want to live alone and want a partner/committment". Fair enough. BUT marriage is NOT a commitment. She can get tired of you ordering the same pizza too often and if there is a big wage difference between you, can CLEAN YOU OUT !! In fact, I (and others) beleive that the divorce laws can actually ENCOURAGE divorce by some women. That is, she can leave for whatever reason at all BUT YOU pay for it !
If you're not married, it's even more committed since if she splits, she'll get SFA ! Not much of an incentive there is there lol ?
Really, marriage means NOTHING. She can leave on a whim BUT you'll likely pay big time. So, why bother ?
Also, I suspect Big Brother laws will get WORSE, not better over time (just my opinion) but it could happen ! Child support USED to be deductible, NOT ANY MORE ! Spousal support is more punitive NOW than a couple decades ago. Are you willing to gamble the govt won't introduce even WORSE divorce laws for men ?
REally, I defy anyone to give a CONCRETE (non emotional) reason to get married. It no longer means commitment. Why not just date and keep separate homes. If one of you wants to leave, then leave. Don't bankrupt/ruin the other.
Kids complicate things, but quite frankly look at the guys here who have VERY limited access to kids. Are you willing to gamble your future to have them ? Only you can decide.
Again, people will have their opinion but personally, when one reviewes the effing unfair Divorce Laws, one can't help but reach the conclusion one is crazy to get married.
NOW, if you plan to be lazy, not work (or very little), like the idea of a hard working partner paying for you the rest of your life, THEN you might think marriage is AWESOME. However, if you plan to work hard, RUN away from your girlfriend.
Dude, there are 1000s of pretty girls out there, get one that just wants to have fun. If she's "nagging " you now, just wait till you get married lol !
Good Luck !