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  Ottawa Divorce .com Forums > Main Category > Divorce & Family Law > Common Law Issues

Common Law Issues The law regarding common law relationships is different than in cases of divorce. Discuss the issues that affect unmarried couples here.

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  #1  
Old 03-03-2013, 10:17 AM
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Leviathan Leviathan is offline
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Default Driving me INSANE

ok...so...health benefits for the STBX under my work plan...I'm going crazy here..need help

I guess the only real answer is to call the insurance company and ask them directly...I have the plan here (Great West Life) in front of me and all it states is a CL gf can be a "spouse/dependent" (after 1 year of living together).

Doesn't say anything about after separation...If I end up paying spousal, can I still have her as a "spouse" and covered under my plan??...

does anyone here deal with GWL with an ex CL spouse and is still able to have her covered under your work health plan??


The reason I'm asking is it seems to be a HUGE dilema with her lawyer (and her of course)...they're fighting hard to make sure I still have her under my plan...it's quite extensive and she's obviously hurting over the fact that I may have to take her off the plan.

what do I do??
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Old 03-03-2013, 10:23 AM
Moolight Moolight is offline
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Basically she can remain under your plan until divorce. Just make sure she get her share of the yearly deductible.
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Old 03-03-2013, 10:35 AM
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Originally Posted by Moolight View Post
Basically she can remain under your plan until divorce. Just make sure she get her share of the yearly deductible.

Not sure what you mean Moolight..the company health benefits are completely free...I don't pay into them at all.
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Old 03-03-2013, 10:40 AM
standing on the sidelines standing on the sidelines is offline
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Basically she can remain under your plan until divorce. Just make sure she get her share of the yearly deductible.
they were never married so how can he get her off after divorce?
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Old 03-03-2013, 10:43 AM
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Originally Posted by Leviathan View Post
Not sure what you mean Moolight..the company health benefits are completely free...I don't pay into them at all.
some companies charge the employee extra for being on the family plan. I know at my work its about 50 bucks or so a month and it comes directly off the paycheck.
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Old 03-03-2013, 10:57 AM
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Originally Posted by standing on the sidelines View Post
some companies charge the employee extra for being on the family plan. I know at my work its about 50 bucks or so a month and it comes directly off the paycheck.

really....hmmm..definetly worth considering and looking into...Thanks SOTS..is yours with GWL also??
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Old 03-03-2013, 11:03 AM
Moolight Moolight is offline
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Originally Posted by standing on the sidelines View Post
they were never married so how can he get her off after divorce?
If they were never married then he has no obligation at all to keep her on his benefits. Off course, he has to keep the children.

I am on GWL and has a yearly deductible done on the first 2 claims on family benefits, this is on top of the monthly pay deduction. Maybe your contract with GWL is different.

Last edited by Moolight; 03-03-2013 at 11:06 AM.
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Old 03-03-2013, 11:11 AM
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Quote:
Originally Posted by Moolight View Post
If they were never married then he has no obligation at all to keep her on his benefits. Off course, he has to keep the children.

I am on GWL and has a yearly deductible done on the first 2 claims on family benefits, this is on top of the monthly pay deduction. Maybe your contract with GWL is different.
the company I work for gives me x amount of $$ (points really) to go shopping for different plans that GWL has to offer...If I need more coverage and the points I have doesn't cover it (let's say bigger dental coverage for me and 5 dependents) they'll deduct $$ (difference) of my cheque.

you're right moolight..like I said earlier, it seems to be a HUGE part of this whole separation...STBX and her lawyer are fighting hard for me to keep her on!!

in a way, I'm beginning to think that's all she wanted outta me during the whoile relationshio (lol)

and my $$ of course....
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Old 03-03-2013, 11:11 AM
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really....hmmm..definetly worth considering and looking into...Thanks SOTS..is yours with GWL also??
no its not.
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Old 03-03-2013, 11:37 AM
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Originally Posted by standing on the sidelines View Post
no its not.

Ok..I'll check here with HR and also with GWL and see what option they may be able to offer...

again...much appreciated... it's an idea I never considered

I just want to check and see...if GWL gives me an insane quote, I'll just leave it as is and she can find her own coverage really.

of course, I'll have her daughter covered under my plan (in loco parentis) because I'll more than likely end up with CS.
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