We should reach out to the dad and tell him to counter motion that the mother get life insurance in case she dies based on our arguments here.
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Mothers never die!
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Originally posted by Janus View PostSo, if the custodial parent makes 4 times as much money as the NCP, your position is that the NCP should not have to pay child support?
I'll spell it out for you. If the mom dies, she immediately becomes the NCP. As such, she is obligated to pay CS. The way that dead parents pay CS is through life insurance. Regardless of the custodial situation, any adult who could be on the hook for CS has an obligation to carry life insurance, because said adult could die.
Hence my side comments about the mother being immortal, because that is the only reason she should be exempt from the life insurance requirements.
I guess there is another argument here. If you think that relative incomes should come into play when determining CS obligations, then perhaps the mom might not require life insurance. What would your cutoff be stripes? triple income for CP? Double? Quadruple? Since the judge in this case (or you) is just making up law, any figure would be fine.
(And I don't think a dead person can be a non-custodial parent, unless they return as a spectre).
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This case nauseates me.
Mother should have had better legal representation. The "family business" ... a fricking carpet company (wink wink) that makes 9 bills a year (on a bad year)??? Son is so broke that his daddy has to buy him a home right next door to the mother.... poor woman. I don't buy the "tax planning" explanation for the many years of father and his bros receiving 250k income.
Mother agrees to waive her right to SS for the house (hope it is a spectacular home). Hope the mother has the sense to move... perhaps somewhere closer to the stable her daughter goes to for riding lessons that the father doesn't have to pay for. (boys can have hockey but daughter can't have her riding).... that's really fair. Judge talked like the family couldn't afford it. I didn't see any mention of mortgages but I did notice the father's 11,000.00/annum vehicle expense.
You guys are griping about life insurance???
4 kids. Mother intends to go back to work but hasn't gotten to it yet. I get that. That is not unreasonable, particularly for a mother who has 4 ACTIVE children.
There are just sooo many things in this case that don't make much sense to me.
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Thanks Tayken - Yes I did look up the company and it's founder - what a crook
Ruling upheld against carpet supplier who overbilled Ottawa Community Housing | Ottawa Citizen
Looking into the father-in-law explains why the mother in this thread's case didn't stand a chance. FIL can afford to go through a 7-year litigation against the city. Funding his son's divorce would have seemed like "chump change" to him.Last edited by arabian; 12-09-2016, 10:59 AM.
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Originally posted by stripes View PostIf Mom died uninsured, Dad would not lose any CS payments. If Dad died uninsured, Mom would lose a lot.
A) Mom has kids
Dad pays $1300 in CS, mom contributes her $300 to herself.
B) Dad has kids
Mom pays $300 in CS, dad contributes his $1300 to himself
C) Mom has kids, Dad dies
Mom gets the equivalent of $1300/month through life insurance, and still gets her own earnings.
D) Dad has kids, Mom dies
Mom pays nothing because Stripes thinks she doesn't need life insurance. Dad contributes his $1300 to himself, but doesn't get the $300, but that doesn't matter because Stripes thinks that if you don't make much money you don't have to pay CS.
E) Mom has kids, she dies, Dad gets kids
Mom pays nothing because Stripes thinks she doesn't need life insurance. Dad contributes his $1300 to himself, but doesn't get the $300, but that doesn't matter because Stripes thinks that if you don't make much money you don't have to pay CS.
F) Dad has kids, he dies, Mom gets kids
Mom gets the equivalent of $1300/month through life insurance, and still gets to contribute her own earnings.
...I've lost track. Why does the mother not need life insurance again Stripes?
I'll summarize total resources available to kids:
Mom custody: $1600
Dad custody: $1600
Mom dies: $1300
Dad dies: $1600
Something doesn't quite fit...
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Read. My. Words. Again.
I think Mom should have life insurance. I think Dad should have life insurance. I think everyone should have life insurance. Dad contributes more than Mom to the kids' financial needs, so if he got run over by a bus and, being dead, lost his income, there would be a really big hit to the kids' finances. That is why Dad really really needs insurance.
But
I
Think
Every
Parent
Ought
To
Carry
Life
Insurance
As
A
Matter
Of
Course.
I'm not sure I can be any clearer than that.
Originally posted by Janus View PostOk Stripes, I'll try to sum up my understanding of your stance through some hypothetical situations. Correct me if I have misrepresented you in any way.
A) Mom has kids
Dad pays $1300 in CS, mom contributes her $300 to herself.
B) Dad has kids
Mom pays $300 in CS, dad contributes his $1300 to himself
C) Mom has kids, Dad dies
Mom gets the equivalent of $1300/month through life insurance, and still gets her own earnings.
D) Dad has kids, Mom dies
Mom pays nothing because Stripes thinks she doesn't need life insurance. Dad contributes his $1300 to himself, but doesn't get the $300, but that doesn't matter because Stripes thinks that if you don't make much money you don't have to pay CS.
E) Mom has kids, she dies, Dad gets kids
Mom pays nothing because Stripes thinks she doesn't need life insurance. Dad contributes his $1300 to himself, but doesn't get the $300, but that doesn't matter because Stripes thinks that if you don't make much money you don't have to pay CS.
F) Dad has kids, he dies, Mom gets kids
Mom gets the equivalent of $1300/month through life insurance, and still gets to contribute her own earnings.
...I've lost track. Why does the mother not need life insurance again Stripes?
I'll summarize total resources available to kids:
Mom custody: $1600
Dad custody: $1600
Mom dies: $1300
Dad dies: $1600
Something doesn't quite fit...
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