Here's the facts:
Wife left July 2004 married 23 years
I came home to one son 16 and planning on another returning to finish Masters Degree
No money from my pay ($200 and a dear John letter on the kitchen counter)
8 Credit cards maxed to $43,500
Mortgage due
Food for a week
She moved in with a guy she had been socializing with and lived with him for at least a year, she omitted this fact in the case conference,( I hired a Private Investigator)
Kept trying to restructure debt.
Sold residence
SHe got 25% of equity and I got 25% of equity
50% in trust
I am paying insurance on her vehicle
In September my oldest Son moved back from coop to finish his degree, and now is staying for Masters with me in a small condo.
In November youngest ran away because of rules for attendance at school, moved in with his best friend.
Declared Consumer proposal to creditors in February (accepted) but could not pay lawyer (he estimated this would cost $2500 for separation agreement but it $3700 and I had no money)
Valuated my pension as requested by court still pay her insurance
After lawyer was released because of consumer proposal
I released the balance of money held in trust to my ex as a sign of resolving the issues between us.
Now she is coming after me for Spousal Support and Property Settlement
PS with me giving her the balance of the house that pretty much evened the property issue in my lawyers eyes, he had her owing me $1875.
My health is poor, ( I have poor circulation due to blood clots and bad cartilage and bone wear in both legs) which resulted in a drop in pay
from $64,000 to $54,000 net $1399 every two weeks- $225 automatic deduction for consumer proposal. She makes $40-45,000 . Plus she is seeking costs.
What is my procedure to prepare for settlement coonference? I can't afford a lwayer, have no resources and cannot borrow money.
Please Help, Good Advice is Priceless.
Thank you
Wife left July 2004 married 23 years
I came home to one son 16 and planning on another returning to finish Masters Degree
No money from my pay ($200 and a dear John letter on the kitchen counter)
8 Credit cards maxed to $43,500
Mortgage due
Food for a week
She moved in with a guy she had been socializing with and lived with him for at least a year, she omitted this fact in the case conference,( I hired a Private Investigator)
Kept trying to restructure debt.
Sold residence
SHe got 25% of equity and I got 25% of equity
50% in trust
I am paying insurance on her vehicle
In September my oldest Son moved back from coop to finish his degree, and now is staying for Masters with me in a small condo.
In November youngest ran away because of rules for attendance at school, moved in with his best friend.
Declared Consumer proposal to creditors in February (accepted) but could not pay lawyer (he estimated this would cost $2500 for separation agreement but it $3700 and I had no money)
Valuated my pension as requested by court still pay her insurance
After lawyer was released because of consumer proposal
I released the balance of money held in trust to my ex as a sign of resolving the issues between us.
Now she is coming after me for Spousal Support and Property Settlement
PS with me giving her the balance of the house that pretty much evened the property issue in my lawyers eyes, he had her owing me $1875.
My health is poor, ( I have poor circulation due to blood clots and bad cartilage and bone wear in both legs) which resulted in a drop in pay
from $64,000 to $54,000 net $1399 every two weeks- $225 automatic deduction for consumer proposal. She makes $40-45,000 . Plus she is seeking costs.
What is my procedure to prepare for settlement coonference? I can't afford a lwayer, have no resources and cannot borrow money.
Please Help, Good Advice is Priceless.
Thank you
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