Hi, I have a quick question about credit bureau and CS payments. Do CS obligations show up on my credit bureau? I have a final order which dictates how much I pay per month and my ex opted not to involve the FRO.
I recently applied for a line of credit and the bank asked me my marital status and then whether or not I paid any support. It seems like it didn't come through on my credit bureau. I make a good salary, pay offset CS and its not that much money.
The bank is now telling me that my CS obligation may impact my ability to get a low interest line of credit. I don't get it; I have a good salary, good credit rating, no car payments, I own a house with a little equity and I have a little credit card debt that is higher interest. I feel like the bank just doesn't want to give me a lower interest rate.
If my CS obligation doesn't come up on a credit check, then maybe I shouldn't have mentioned it. In fact, I should have just said that I was living common-law (which I am) instead of stupidly giving up the fact that I am divorced. I feel like I put my foot in my mouth big time.
I recently applied for a line of credit and the bank asked me my marital status and then whether or not I paid any support. It seems like it didn't come through on my credit bureau. I make a good salary, pay offset CS and its not that much money.
The bank is now telling me that my CS obligation may impact my ability to get a low interest line of credit. I don't get it; I have a good salary, good credit rating, no car payments, I own a house with a little equity and I have a little credit card debt that is higher interest. I feel like the bank just doesn't want to give me a lower interest rate.
If my CS obligation doesn't come up on a credit check, then maybe I shouldn't have mentioned it. In fact, I should have just said that I was living common-law (which I am) instead of stupidly giving up the fact that I am divorced. I feel like I put my foot in my mouth big time.
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