Announcement

Collapse
No announcement yet.

Enough already

Collapse
This topic is closed.
X
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • #91
    Originally posted by billm View Post
    However if there was career damage AND that person makes less money than the other, then SS is fair - though it should be time limited when that damage can be mitigated in a reasonable amount of time. Permanent damage can mean permanent SS, but the fact that the greater income earner shared their greater income during the marriage should offset that damage.

    Also, SS must have INCENTIVE built in for the recipient to earn their own living and increase their income - human nature dictates this. This means that SS should DECREASE every year. For it to stay the same and then suddenly stop makes no sense to me if the purpose is to help the person get back into the work force.
    If the career damage was permanent and that person makes less than the other, why should SS be limited?

    Also, if SS recipient is back in the work force working, yet their ability to earn was so damaged from marriage, why would decreasing SS every year be appropriate?

    Comment


    • #92
      This post might sound like a rant to some, others might just see it as an objective oulook on the circumstance we all individually face in our marriages and the difficulty of assigning a fair compensation for a payee if the compensation is deserving - perhaps after a 20 year marriage where both spouses worked thier darndest to make thier home the best they could for thier children to grow in.

      billm - you make sound comments aside from your belief that diminishing SS is the Right thing to do. I have pointed this out before but you have yet to truely justify this part of your statement. Explain how if SS is actually determined by entitlement, amount based on the differences of incomes (my understanding is the system has no other way of making the distinction of giving back certain losses one spouse sacrificed for the family with the intent that this sacrifice was for the entire marriage which would include the working years, the child rearing years and in the end the final bonus - The years in which the couple can relax and enjoy the fruits of both thier commitments to the family unit. Cut this arrangement when it is half complete, when the spouse who sacrificed thier career for instance never has the oportunity to make up the lost years when now, following the seperation, especially when the amount of years lost can be significant that this spouse can never make up pthe lost years no matter how hard they worked from that point on to what would be the normal retirement age of 65.

      Now if the above is really just looked at by the courts as entitlement for x dollars for y years equals z dollars total. We read that the court has the right to vary this by increasing the yearly amount while decreasing duration or the opposite, to decrease the yearly amount and stretch out the duration. All three solutions equal Z dollars so in effect the cost to the payor remains constant. Tell me how you can justify decreasing the amount yearly while maintaining the total amount of support over the duration to equal Z dollars - just like the first three examples that the courts do base thier decision on. Think of it reverse - Courts base sipport as a total dollar figure equal Z (Z being different in each case by circumstance) the thing that follows is to try and figure out how to be fair to both the payor and the payee while the amount is paid. The amount being Z dollars.

      Last point. Can you explain to how decreasing support can be justifyable? Year one it is determined that a fair amout is x dollars (lets call this $500/month) With this $500 a month the payee can make up the loss she has suffered and use it as efficiently or as wastefully as they chose - it is thier right. But lets assume that the payee works full time and rreally is trying to do the right thing - the $500 makes thier life just a little easier and perhaps might go into a retirement account to make up for the fact that they no longer have this benefit. But in the end it doesn't matter as it is the choice of the payee to be foolish or smart.

      So now this same $500 is used to make up for the rent she is now paying - a simple affordable place with no fancy nothing, no fancy vacation - the $500 is just enough to get by. But now you say the right thing to do is cut this down to $100 in year five, or year ten, twenty? Have we reached the point where the support is basically a make it to 65 when other support will begin to kick in? With your decreasing support you would see this person go from having a basic apartment to now having to rent a closet in the basement of somebody elses residence just because the support has now decreased to $50 because the payee is now 63 with two years to go?

      I think your assumtion is the payee is capable of starting up where they left off even though 12 years has passed while the couple jointly decided that one spouse would stay home and run the household while easing the burden on the breadwinner to concentrate on bringing home the income and to devote spare time to the children as it should be. But now that 12 years have passed - do you honestly think this person can just pick up where they left off in both job (where they no longer have up to date skills) or even age where now instead of being 27 at thier prime they are now 40 or possibley 50 and it no longer is thier world out there - it is the world of the young and the older must squeeze in there because they indeed do not have 15 or twenty years experience in thier work. They now have nothing because so many years have passed. They can go to school and maybe they can find a place but again would it be the same as if they had worked continuous?

      This to me is what SS is really about - to find a way to put into dollar figures what a person sacrificed and gave to the family unit and even harder the consequence this person will face out in the "support yourself world" and somehow put a SS dollar figure that will help make the difference? I conclude for all the above this couple they met at work and they both were up and coming professionals (or any other profession that requires more than a smile to perform) who held the same job, the same pay and the same benefits. Do you honestly think the payee will be fully caught up at any point down the road? No because in our world this payee missed the boat "sort of to speak" in that they are no longer 27 in thier prime but now they are 40, 45, 50? years old????

      No different than my circumstance. I will not make up the difference in time. I will not improve my position or my wealth or my retirement position - these are not the outlooks of someone on disability that sadly begun just at the point when after working real hard and giving everything I could, was finally at the top of my game and in one moment that all became a point of my past. Mine is to survive and possibly maintain some form of dignity for my remaining years. Is it fair that SS should ddecline to anything less than what is afforded by the courts based solely on our circumstance and what each of us contributed to the family unit. To retain a little of the benefits the hard work brought to this family while respecting that of the other spouse? Is this why the awards do go onto a sliding scale of sorts where the total Z changes by the length of marriage and all the other factors that are used to determine that number Z???

      Comment


      • #93
        Gosh I wish I could typppe faster! Ok and the fingers would go where I think them but aside form this........... Spousal support does not always have to be to screw the payor. Yes it will be harder for the payor as they do not get to keep all the future income because in effect family law states that it gets thrown into the pot. Then th eincome of the payee goes into that pot. Finally a fair distribution of the pot based on the circumstance of the marriage shall determine the ratio of the payout. Nothing more, nothing less.

        And remeber the kids still come first and we understand the intent there is both parents to the best of thier ability shall maintain the support the children would have recieved if the parents remained together.

        Isn't this the reason why nobody wins? everybody loses. there are no winners or is there? I think it is possible to settle where all concerned come out a winner. Yes it won't be the same for the very reason there is now two households to support instead of the one. So win or lose - it will be hard for all. At least it should. And then there are the few who for some reason did not get a fair deal in thier mind (perhaps the other side thinks this as well?)

        No matter what - I would hope that over time this system we have will leave the money with the families and the abusers can be weeded out to best enable the system to do its job. And that is simply to divide a union that at times can't be divided without hurting one or both in the process. Ok this is an idealist view and reality is far from reality for some and far from fair as well. So what is better - the system as it was 40 years ago or where we are today..... are we headed in the right direction?

        Comment


        • #94
          ddol1 whats your thoughts on this scenario.

          Boy and girl meet and get married at 17. They have children at 18 and one of them decides to stay home to raise them. They divorce 20 years later. Your telling me that at 37 the person isnt capable of bouncing back on there feet after 5 or 10 years?

          Family law would have the ex paying spousal support indefintely based on the length of marriage.

          I think Bill is saying that not all cases warrant indefinte SS.

          Comment


          • #95
            I think Bill is saying that not all cases warrant indefinte SS.
            And I would agree with him. However, that wasn't the original post. Then the poster continued to be an obnoxious jerk and imply that SAHP are lazy and don't do anything.

            I would also argue that not all custody cases should be shared custody arrangements.

            Fair indeed. She gets 70% of our assets, 55% of my salary, 100% of the baby bonuses and tax breaks, 100% disability money for our son, the car and custody of our son.

            What did I get? Debt, poverty, hunger, misery, tortured by CAS. At least I get EOW with my son, though even that was not easy to get.
            I wasn't being gender specific in my earlier posts. The issue as I previously stated is that the system is designed to encourage extremism and jackass behavior. You get spouses who think that they own the children, or own the money and the system is designed that its hard to be balanced. Most people can't mediate...so one spouse goes "extreme" in one direction and the only thing the other person can do is either engage in the same type of behavior or try to be fair and hope someone notices. Often the fair and reasonable person gets screwed.

            Spousal support exists to attempt to equalize salary inequities..Custody access arrangements exist to equalize parenting. When you are married, whether you like it or not later, you have entered into a situation that you SHARE the acquisitions of the relationship including lifestyle and children. And divorce seeks to maintain that status for a length of time to ensure that both partners have ongoing equal access to the lifestyle they created during marriage.

            That's what the OP doesn't get...his bias is obvious and annoying...and it helps perpetuate the ongoing issues with family court because its extremist, unfair behavior.

            Comment


            • #96
              Originally posted by billm View Post
              Okay, I assume you disagree with my scenario.

              They should not be the same. The earnings of the dead one is 0. In divorce it is not 0. That is the difference. They are not dead, they are off financially unaffected by the marriage, but the other is - simple business concept.
              Maybe I am comparing apples and oranges, but here it goes if talking in business concept as you say- if someone spent years building a business, but after some time the business does not work out and goes under what do you do? Expect someone to cover your losses?? No! you go out into the world, learn from your mistakes (sometimes), and move on! Or in a restaurant after you finish you food and only after you say you didn't like and want to be reimbursed? Then why did you eat it?

              He/she pick that person to spend their lives with but after they are not satisfied they want to be reimbursed? Come on... it's life sh*t happens...you move on.

              Also, on a different note....most likely people that get ss hate the other's guts for what they "put" the through, but want to stay in touch at least for the money of ss? Again...should just part ways and move on

              Comment


              • #97
                for cashcow4ex's question and perhaps billm too for the sliding issue for our 51 year old couple.....
                ddol1 whats your thoughts on this scenario.

                Boy and girl meet and get married at 17. They have children at 18 and one of them decides to stay home to raise them. They divorce 20 years later. Your telling me that at 37 the person isnt capable of bouncing back on there feet after 5 or 10 years?

                Family law would have the ex paying spousal support indefintely based on the length of marriage.

                I think Bill is saying that not all cases warrant indefinte SS.
                billm advocates diminishing support say from $1000/month to $100 a month over a length of time. I disagree with the sliding concept as it is already there in the act. The numbers are generated, after entitlement is secured, in a large way by the length of marriage - short gets little, very long marriages get the most (both sorry are dependant on available incomes of both spouses but the principle rremains) Todays rulings do have a sliding componenent that takes into account the total dollar amount over the years of support. Support is not about the amount per year or the amount of years but the product of the two.

                Direct to the seventeen year olds. I had made specific reference to a professional couple or a couple who had some form of "technical job" that took more than a smile to perform. Thsi wipes out the 18 year olds unless they are of the prodogy type? (the people who finish university at age 14) so yes I hold to my position.

                The 27 year olds who got thru the schooling or thru the apprentice program of three or four years are not 18 year olds. next the 27 year olds would have already had a good start into thier careers at 27 (say 5 years) so at 20 years the 47 year olds would now be compared to one which now is 47 with 25 years experience in thier profession (pretty well at the top of the pile- now earning at or near the max of thier profession) and the spouse who is now 47. This spouse now has zero years because thier knowledge is out of date so it is back off to school for them for the next three or four years. they are now 51.

                At 51 it is time to get a job with zero years experience - how long has been since you tried to get a job with zero experience. I did this 15 years out of high school after spending 4 years getting cut open over and over, stabbed and prodded to boot and then it was off to school (I actually returned before I was supposed to to save a full year of waiting) but I tell you it was tough as a 33 year old to keep up with the young ones plus I had to relearn the high school stuff while learning the current stuff - It was hard. I did it because my family depended on me and I had one chance - ONE. back to the 37 year old who was now looking for work after not working for almost 10 years. tell you that was one heavy monkey on my shoulders at ten years - at 20 years it would be even harder. So yes I do know how hard it is. One advantage I did have was 1. life experience 2. determination 3. a work ethic that would kill most 4. family and my kids were still number one through this whole affair 5. at 51 I do not think I could do it again (ok I am biased cuz of my disabilities have really worn me out - I just try and make each day a good one and if it isn't I try again )

                Sorry back on topic
                Our example is now 51 years old and is freash in the market. Have you tried to get a decent job at 51 with no experience? It can be done and our example has a new good job!! 51 and now this spouse has to catch up to their other half who is now 51 with I think it is 28 or 29 years under thier belt.

                So Cashcow4ex: Can you see these two individuals (they are no longer spouses - barely ex's by this point in a large way) get anyhere even close to the same status in thier lifetimes? Time is against the stay at home spouse because now with no pension earned in the last how many years and no senority and low on the pay scale and can you really see these two people in the next 14 years (assuming nothing because they WILL have different lifestyles because the spouse who now has 29 years is in the top percentile of earning potential as long as they do not get laid off because they are getting too old and is about to be rreplaced with the young up and comings.....

                Can you argue anything here? maybe you can help me get billm to explain why yearly sliding spousal support is the fair and just thing to do to our couple here who are both now 51 years old??? (Billl would have the payee spouse SSless a long long time ago but the payor spouse is now with 29 years senority who I think used all that money from the sliding SS scenario saved up for the lifetime of a Hawaii vaction booked for this winter in celebration of the other finally graduating and returning to the workforce?)
                Last edited by ddol1; 11-09-2011, 02:18 AM.

                Comment


                • #98
                  ok maybe I should have made this clear from the get go so there is no question as to my stance on this. I do not pay SS nor does my bf pay SS nor do I accept SS. I do not think that this is automatic that when a marriage dissolves is one person entitled to SS. Has zero to do with CS. Every child deserves support of both parents (emotionally, physically and finacially)
                  I am pissed at people who think they have an eternal right to get SS. Like the business transaction example previously stated.
                  Spouse A hires Spouse B. Business transaction goes sour so Spouse A fires Spouse B. Spouse A gives Spouse B "severance/SS" but only for certain amount of time. Sounds fair. This crap about Spouse B entitled to receive severance indefinately give it up! And like my original post you cant tell me any different it equates to being on the system but Spouse B is on Spouse A bank role system and not self sufficient.

                  That is my rant and I see many of you on here have the same opinion. I think Family Courts should relook at this and remove their head from the sand. Spouse B (male or female) is very capable of making a living. I did read a post on here where spouse b (wife) stays home to raise kids but hen poster goes on to say for 20 years??????? WTF????????? did they have 6 children 5 years apart....being housewife or househusband to take care of children doesnt mean you stay that way when children are gone..STAY HOME TO TAKE CARE OF CHILDREN!!!They are gone now time for you to get going on with your life which usually means get a job!!! (curious how many feathers I have ruffled this time)

                  Comment


                  • #99
                    Originally posted by frustratedwithex View Post
                    If the career damage was permanent and that person makes less than the other, why should SS be limited?
                    I did not intend to imply that, reread my post. I said that permanent damage may mean permanent SS.

                    Originally posted by frustratedwithex View Post
                    Also, if SS recipient is back in the work force working, yet their ability to earn was so damaged from marriage, why would decreasing SS every year be appropriate?
                    Because every year they reduce the damage, as they (re)build their career. Simple.

                    Comment


                    • Originally posted by Pursuinghappiness View Post
                      ...
                      Spousal support exists to attempt to equalize salary inequities..
                      Ahh, this is where we disagree!!

                      Why should differences in salaries by an issue? I think the focus should be on compensation for lost earning potential as a result of the marriage.

                      For a simple example, in the case of no kids, both worked, why should a difference in salary ever be considered - the sharing was done during the marriage - the greater income earner gladly shared all DURING the marriage to the BENEFIT of the lower income earner (in the scenario I have stated - no sacrifices!). Why, when the marriage is OVER should one continue to share their greater income?? (How about forcing them to share sex too then?!!)

                      Originally posted by Pursuinghappiness View Post
                      ...When you are married, whether you like it or not later, you have entered into a situation that you SHARE the acquisitions of the relationship including lifestyle and children. And divorce seeks to maintain that status for a length of time to ensure that both partners have ongoing equal access to the lifestyle they created during marriage.
                      ongoing?? Can you define that - are you saying that once you are married and then divorce, the lifestyle must be exactly the same for both people via equally sharing both incomes forever? What a horrible concept!

                      Again - this is where we differ in opinion. I believe when the marriage is over, the financial tie is over too. Equalization handles splitting assets acquired evenly (even though one contributed more financially).

                      So after the marriage is OVER, then SS is warranted if and only if one's earning potential was damaged as a result of the marriage. And furthermore, that SS should be constructed in such a way as to give incentive for the recipient to work as hard as they can to improve their standard of living. By this I mean that SS automatically decreases every year, as it is assumed that every year the person is no longer affected by the arrangements of the marriage, their career damage is lessened, and so should their compensation.
                      Last edited by billm; 11-09-2011, 06:45 PM.

                      Comment


                      • If only more bull-headed ex-spouses were as level-headed as you are, billm ...sigh ...

                        Comment


                        • Originally posted by littleman View Post
                          ok maybe I should have made this clear from the get go so there is no question as to my stance on this. I do not pay SS nor does my bf pay SS nor do I accept SS. I do not think that this is automatic that when a marriage dissolves is one person entitled to SS. Has zero to do with CS. Every child deserves support of both parents (emotionally, physically and finacially)
                          I am pissed at people who think they have an eternal right to get SS. Like the business transaction example previously stated.
                          Spouse A hires Spouse B. Business transaction goes sour so Spouse A fires Spouse B. Spouse A gives Spouse B "severance/SS" but only for certain amount of time. Sounds fair. This crap about Spouse B entitled to receive severance indefinately give it up! And like my original post you cant tell me any different it equates to being on the system but Spouse B is on Spouse A bank role system and not self sufficient.

                          That is my rant and I see many of you on here have the same opinion. I think Family Courts should relook at this and remove their head from the sand. Spouse B (male or female) is very capable of making a living. I did read a post on here where spouse b (wife) stays home to raise kids but hen poster goes on to say for 20 years??????? WTF????????? did they have 6 children 5 years apart....being housewife or househusband to take care of children doesnt mean you stay that way when children are gone..STAY HOME TO TAKE CARE OF CHILDREN!!!They are gone now time for you to get going on with your life which usually means get a job!!! (curious how many feathers I have ruffled this time)
                          Men have been paying this for decades. It is only recently that woman have been seeing another side of the equal rights song and dance and they don't like it. So now whats to be done?...yell, kick and scream about how unfair it is.

                          The cs and ss has some serious issues period. Only now when some woman have to pay that we see the outrage. ....from who??? Women lol.

                          Don't get me wrong I like your arguments and I agree. I do not get or pay ss either.

                          Comment

                          Our Divorce Forums
                          Forums dedicated to helping people all across Canada get through the separation and divorce process, with discussions about legal issues, parenting issues, financial issues and more.
                          Working...
                          X