My spouse and I are separating mostly due to a long history of financial infidelidy on her part. Nothing in writing yet but I have made up my mind. I still love her but have zero trust in what she says as I have questioned her about any hidden debts every month for the last year.
I found some financial discrepancies about 2 months ago and took over all our finances. 2 weeks ago I came home to find out she owed $1500 to her family that had to be paid out immidiately. I gave her the cash and she told me she was going to pay them and dropped the bomb that she also had a huge loan to a finance company that I didn't know anything about. She then left and unknown to me had already packed enough clothes etc. and stayed at her parents house for the weekend.
Last week I found yet another loan from a private lender. When I confronted her she moved out to her sisters and has been there since. We are still talking on the phone but I told her it was over. I am living with my youngest son in our home where my wife and I share the mortgage and homeownership.
At this point we are still talking on the phone and she is remorseful (like every other time I forgave her and bailed her out) but I think she will start to get angry and things will get ugly.
Tonight she asked me if I would move out for a week so she could see her son. Her sisters have been through divorces before and hosed their ex's so I have no trust in what she will do.
Am I liable if she takes on more debt at this time. I suspect I will be responsible for any unknown loans, credit cards, etc up till now but when are we "seperated" as far as new debts are concerned. I haven't seen a lawyer yet nor have I seperated our joint bank accounts.
I found some financial discrepancies about 2 months ago and took over all our finances. 2 weeks ago I came home to find out she owed $1500 to her family that had to be paid out immidiately. I gave her the cash and she told me she was going to pay them and dropped the bomb that she also had a huge loan to a finance company that I didn't know anything about. She then left and unknown to me had already packed enough clothes etc. and stayed at her parents house for the weekend.
Last week I found yet another loan from a private lender. When I confronted her she moved out to her sisters and has been there since. We are still talking on the phone but I told her it was over. I am living with my youngest son in our home where my wife and I share the mortgage and homeownership.
At this point we are still talking on the phone and she is remorseful (like every other time I forgave her and bailed her out) but I think she will start to get angry and things will get ugly.
Tonight she asked me if I would move out for a week so she could see her son. Her sisters have been through divorces before and hosed their ex's so I have no trust in what she will do.
Am I liable if she takes on more debt at this time. I suspect I will be responsible for any unknown loans, credit cards, etc up till now but when are we "seperated" as far as new debts are concerned. I haven't seen a lawyer yet nor have I seperated our joint bank accounts.
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