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Political Issues This forum is for discussing the political aspects of divorce: reform to divorce laws, men's rights, women's rights, injustices in the divorce system, etc.

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  #41  
Old 06-12-2011, 03:29 PM
representingself representingself is offline
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Originally Posted by LostFather View Post
Since we've supported that household...as if we were living there i wonder when the kids leave and a big part big part of that mortgage has even paid through cs. I would be entitled to a part of thru value of the home right?? Or are the children just considered renters? No they can't be renters as mom would have to report as income.

I wonder if any payor has tried to make claim to the home? I mean why not the payor supported the children and part of cs would go to mortgage. Children leave home. Mom has most or a big part of the mortgage paid through cs. Why shouldn't the payor have a % in any benefit that mom has gained?
I believe my IQ temporarily dropped when I read this...
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  #42  
Old 06-12-2011, 11:50 PM
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I believe my IQ temporarily dropped when I read this...
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  #43  
Old 06-13-2011, 08:36 PM
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I believe my IQ temporarily dropped when I read this...




Cheers!

Gary
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  #44  
Old 06-13-2011, 09:47 PM
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I believe my IQ temporarily dropped when I read this...
Roflmao!! Priceless.
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  #45  
Old 06-14-2011, 11:06 AM
winterwolf7 winterwolf7 is offline
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Originally Posted by Epona View Post
winterwolf7:
With net annual income of $63,000 (l. 150 on income tax return) and payor living in Ontario:
Monthly child support for one child is $584/month
or $7,008/year. $63,000 - 7008 leaves $ 55.992 or $4,582/month for you to live from.
With just a cursory look, the figures don't add up the same way as you claim. I'm not surprised many people don't believe your claims. I reckon there's more to your story.
There is a lot of information missing in your original post to this thread. Is $63,000 net or gross? I don't know what province you live in, but the table guidelines are Guidelines. They are not the ultimate answer, though many judges will follow them. They are a place to start, depending on the circumstances of the individual payor and take many factors into account. They do not exist to bankrupt the payor.
63k is my estimated income for next year, last year was a bit below 60k. That's gross, before any taxes. The complication in my situation is spousal support of another $1130 per month, on top of $555 CS and section 7. My ex claimed she had zero income, not even UCB, which is obviously false. My son was diagnosed with Autism and will need speech, behavioural and occupational therapists involved in his life, and a personal assistant when he starts school. This hasn't started yet so I'm not sure how much more it will cost me monthly but I am already paying more than 54% of my net income in support.

My bi-weekly paycheck after support of $765 and all deductions are paid (CPP, EI, group benefits, income tax and bus pass through employer) is under $800, or $20800 per year.

Using the guidelines of 30-40% of income for housing, the most I should afford for rent is 480 to 640 a month, not enough to live anywhere big enough for my son to stay with me. I am currently paying another $240 a month for storage for everything from the matrimonial home that she didn't want as well, and living in a basement room for $620/month.

Personally I think in the average case the CS tables are acceptable, a little high, but survivable for the payor. My attitude changes when support drives payor's into homelessness, or when custodial parents make more from child support than they do from working because they happened to divorce a sugar daddy.

For my current situation, my attitude is that every dollar my spouse takes in SS is a dollar I do not have available to give her for CS for my son for his special expenses. She may find that no matter how our son needs the specialist's help, she won't get any more money from me to pay for them unless she goes back to work.
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  #46  
Old 06-22-2011, 10:09 PM
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Okay -- that does seem a bit "much" (understatement of the year!). How can you be ordered to pay more than you can afford and not have enough to live from? Perhaps the Judge's head started reeling from the figures at that point... Don't know how to explain it....and don't understand it either, but I feel for you.
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  #47  
Old 06-22-2011, 10:13 PM
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Originally Posted by Epona View Post
Okay -- that does seem a bit "much" (understatement of the year!). How can you be ordered to pay more than you can afford and not have enough to live from? Perhaps the Judge's head started reeling from the figures at that point... Don't know how to explain it....and don't understand it either, but I feel for you.
Easy - just quit your job and switch to one that doesn't cover the support adequately. Underemployment + imputation of income = broke.
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  #48  
Old 06-23-2011, 04:36 PM
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Here's the kicker: I HAVEN'T been ordered to pay anything. I've been doing it completely voluntarily for nearly a year now, on the advice of my lawyer. I have no court order, no separation agreement.

However now that I have a court date, I am hopeful that my "good behaviour" will be rewarded with a reasonable end-date on my spousal support, and perhaps paying the minimum amount instead of the median or maximum. I can't honestly have a life of my own at all until the situation changes.

Thanks for your reply!
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  #49  
Old 06-23-2011, 04:42 PM
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Originally Posted by winterwolf7 View Post
Here's the kicker: I HAVEN'T been ordered to pay anything. I've been doing it completely voluntarily for nearly a year now, on the advice of my lawyer. I have no court order, no separation agreement.

However now that I have a court date, I am hopeful that my "good behaviour" will be rewarded with a reasonable end-date on my spousal support, and perhaps paying the minimum amount instead of the median or maximum. I can't honestly have a life of my own at all until the situation changes.

Thanks for your reply!
OK so why would your lawyer advise you to pay so much? And how are you even affording a lawyer on so little income?
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  #50  
Old 06-23-2011, 04:54 PM
winterwolf7 winterwolf7 is offline
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Well, among other things, I've since learned that lawyers usually SUCK at applying the spousal guidelines successfully.

Mine didn't attribute UCB or any income at all to my ex, and secondly she didn't exclude the $180 per month I continue to pay for family health and dental insurance. Exclude both of those and I would be doing slightly better.

As for how I'm affording my lawyer? My line of credit ran out after 3 months. Now my lawyer is working off the equity in my home with a signed agreement with her firm that they get the money when it is finally released from trust. Not pretty, that's my future going down the toilet, but right now I have zero anyways, and no way to get it out of trust, so I don't really have much to lose.
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