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Old 09-22-2016, 12:02 PM
Desperate_Dad Desperate_Dad is offline
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Keep lawyers out of it. You say the range is broad in spousal support. What program are you using? mysupportcalculator.ca? If so, be advised this program is a watered down version of Divorcemate which is itself a completely flawed program. Exactly what support are you paying now? How much child support and how much spousal support?.

So far your figures are inconsistent.

1,000 taxable insurer payments = 12,000/yr
1,100 taxable CPP = 13,200

Total is 25,200 and she told you 22,700.

Here is why the disability tax credit is critical. This would make another 7,899 of her income non taxable. With the basic federal and provincial exemption plus maybe an equivalent to married exemption, she may be paying no tax at all. In addition, if shes eligible for the disability tax credit, she also gets a non taxable payment for each of the children which is approximately 240 per month. It goes to her and is tacked on to her CPP payment until the children turn 18. When the child turns 18, the child receives the benefit directly as long as they are in school full time.

She could potentially be receiving the following at this time

1,000 (insurer) + 1,100 (CPP disability) + 1,300 (govt benefits) + 480 (CPP childrens benefit = 3,880 / mo PLUS what you are paying her for child and spousal support and most of it could be tax free.

This will likely change as she won't receive the 1,300 for long if its shared custody but you might be better off letting her have it and paying less child and spousal support. The two of you together will never receive the 1,300 that she is receiving on her own.

Let me know when you get further information and we can go from there.
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