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Old 02-17-2020, 05:50 PM
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arabian arabian is offline
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You may have made the payments on the mortgage for the past 3 years but you can't afford the upkeep. What about the property taxes and utilities - are you current on those?

You are trying to skip steps. Assuming the home is in both of your names, the equity in the home would be divided. Sometimes you can negotiate to waive ex's spousal support liability in exchange for home equity. You and your husband both need to have independent legal advice. Even if your ex agreed to do this, there is no guarantee the bank/mortgage company would go along with this. Your age and income would come into play. You also will need a bank appraisal on the property.

You said in your first post that your husband liquidated any equity in home. If that is indeed true then you have to face the fact that you cannot afford this home anymore.
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