My ex and I divorced about 5 years ago and we are slowly getting back to talking terms with each other ( we were married 25 years )
I turn 65 this coming January 2011 and have started applying for all my pensions, 2 small company pensions and the CPP and OAS pensions.
One company I used to work for said I needed to have a signed waiver from my EX saying she is not going to put in a claim for half my pension, plus a copy of our divorce papers.
I did not think I would ever need my divorce papers for anything other than added clutter ( I had almost 2 boxes of paper work my lawyer charged me a fortune for ) and I disposed of them during a Spring cleaning.
I called my EX a week ago and asked her to sign a waiver and also send me a copy of our divorce papers and our conversation was almost nice but polite, ( she made a lot more money than I did as she is a high ranking Customs Broker and I worked as a carpenter/handyman.)
She didn't respond, so after a week went by I called her and she told me she wants half of my company pensions. ( She is still working making an upper 6 figure salary ) and even though our divorce was bitter ( we were starting to talk again within the past year ) I never thought that she would do this to me.
All the companies she worked for during our 25 year marriage paid her in RRSPs instead of a pension plan which I am really not too sure about, and she did cash a few of these RRSPs in when she wanted to buy something and I don't have any idea as to how much equity her RRSPs represent.
I just assumed that each of us would would leave each others pensions alone and if I had thought otherwise when we divorced I would have added these stipulations into our divorce papers and actually held onto them ( being naive will maybe cost me dearly )
I don't know very much about her RRSPs as I have never sat down and talked to her about them or what they are worth but what I would like to know since she opened this can of worms, what recourse do I have to find out about her RRSPs and if I actualy have a claim to a portion of them.
If she gave me the paper work I need for my pensions then I wouldn't be trying to dip into her retirement fund, as my old disliking for her has resurfaced and will be very prolonged if she chooses to go this route.
So is there anything I can do to either protect my pensions or retaliate and go after her RRSPs, plus how would I go about doing it ?
Larry
I turn 65 this coming January 2011 and have started applying for all my pensions, 2 small company pensions and the CPP and OAS pensions.
One company I used to work for said I needed to have a signed waiver from my EX saying she is not going to put in a claim for half my pension, plus a copy of our divorce papers.
I did not think I would ever need my divorce papers for anything other than added clutter ( I had almost 2 boxes of paper work my lawyer charged me a fortune for ) and I disposed of them during a Spring cleaning.
I called my EX a week ago and asked her to sign a waiver and also send me a copy of our divorce papers and our conversation was almost nice but polite, ( she made a lot more money than I did as she is a high ranking Customs Broker and I worked as a carpenter/handyman.)
She didn't respond, so after a week went by I called her and she told me she wants half of my company pensions. ( She is still working making an upper 6 figure salary ) and even though our divorce was bitter ( we were starting to talk again within the past year ) I never thought that she would do this to me.
All the companies she worked for during our 25 year marriage paid her in RRSPs instead of a pension plan which I am really not too sure about, and she did cash a few of these RRSPs in when she wanted to buy something and I don't have any idea as to how much equity her RRSPs represent.
I just assumed that each of us would would leave each others pensions alone and if I had thought otherwise when we divorced I would have added these stipulations into our divorce papers and actually held onto them ( being naive will maybe cost me dearly )
I don't know very much about her RRSPs as I have never sat down and talked to her about them or what they are worth but what I would like to know since she opened this can of worms, what recourse do I have to find out about her RRSPs and if I actualy have a claim to a portion of them.
If she gave me the paper work I need for my pensions then I wouldn't be trying to dip into her retirement fund, as my old disliking for her has resurfaced and will be very prolonged if she chooses to go this route.
So is there anything I can do to either protect my pensions or retaliate and go after her RRSPs, plus how would I go about doing it ?
Larry
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