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Search: Posts Made By: LotusLand47
Forum: Financial Issues 10-05-2012, 11:08 AM
Replies: 5
Views: 1,412
Posted By LotusLand47
yikes, no worries. The answer to your...

yikes, no worries.
The answer to your original question is upon the breakdown of a marriage, all RRSPs are family assets and should be split equally. There si a form that if filed with CRA that...
Forum: Financial Issues 10-05-2012, 01:56 AM
Replies: 16
Views: 3,069
Posted By LotusLand47
lol - not really - you need an accountant - shes...

lol - not really - you need an accountant - shes a CA. your need to co-ordinate in April. you also need to check each other's T1 and NOA - after the fact. Needless to say, this is the LEAST of my...
Forum: Financial Issues 10-05-2012, 01:41 AM
Replies: 16
Views: 3,069
Posted By LotusLand47
whats useless? we agreed to split any tax benefit...

whats useless? we agreed to split any tax benefit 50/50 - regardless of how or why, on what basis or to whom CRA provided it. there is no CRA rule that says I can't give it to my X or vica versa... a...
Forum: Financial Issues 10-04-2012, 11:55 PM
Replies: 5
Views: 1,412
Posted By LotusLand47
Talk to a bank rep. Not the teller - schedule an...

Talk to a bank rep. Not the teller - schedule an interview with one of the "personal financial planners" they provide for free .
They deal with this stuff all of the time
Forum: Financial Issues 10-04-2012, 11:51 PM
Replies: 16
Views: 3,069
Posted By LotusLand47
Here's the langauge me Xs lawyer added to our...

Here's the langauge me Xs lawyer added to our agreement

5. Tax Benefits in respect of Children
5.1. If it does not impact the availability of medical and dental benefits for a Child, each party...
Forum: Financial Issues 10-23-2011, 05:55 PM
Replies: 5
Views: 1,280
Posted By LotusLand47
Her RRSPs and your pension should have been...

Her RRSPs and your pension should have been divided evenly.
You were married - the retirement assets were family assets - how was this not part of the separation agreemnt / divorce? Laywers are...
Forum: Financial Issues 10-23-2011, 11:01 AM
Replies: 5
Views: 1,280
Posted By LotusLand47
what province are you located in? rules are...

what province are you located in? rules are vastly different re pensions and entitlements in each.
Check with you provincial attorney general re whether the company is required to ask for the...
Forum: Divorce & Family Law 10-22-2011, 09:31 AM
Replies: 16
Views: 1,451
Posted By LotusLand47
So is the house worth 280k? Hmm. suggest...

So is the house worth 280k?

Hmm. suggest turning the 80k LoC into a morgage on house.
He will probably not let you do this...
Be careful about defaults - you have $ and are on title for the...
Forum: Divorce & Family Law 10-21-2011, 10:00 PM
Replies: 16
Views: 1,451
Posted By LotusLand47
Agreed - sometimes I get lost in minutia

Agreed - sometimes I get lost in minutia
Forum: Divorce & Family Law 10-21-2011, 09:21 PM
Replies: 16
Views: 1,451
Posted By LotusLand47
Sounds like you are older and brought assets to...

Sounds like you are older and brought assets to marriage. Did he?
SS is complicated and INCOME based - how different are your incomes?
for the last 3 years?
You dont have children together? You...
Forum: Financial Issues 10-21-2011, 03:32 PM
Replies: 17
Views: 2,000
Posted By LotusLand47
Ask him for CS - and rent - you paid for...

Ask him for CS - and rent - you paid for everything.
Good thing you are separated....
Forum: Divorce & Family Law 10-21-2011, 02:12 PM
Replies: 13
Views: 1,722
Posted By LotusLand47
She MAY be splitting income with her spouse - to...

She MAY be splitting income with her spouse - to share taxes. Ask to see her T1. Also she may have investment income (T5s) she is not talking about. I think you are entitled to see this anyways...
Forum: Common Law Issues 10-21-2011, 02:04 PM
Replies: 6
Views: 1,482
Posted By LotusLand47
You can tell by my name where I am from - the law...

You can tell by my name where I am from - the law is different in BC....
Thanks for clarifying.
The message - dont live togther long term in Ontario.
Forum: Introductions 10-20-2011, 09:38 PM
Replies: 23
Views: 3,042
Posted By LotusLand47
My understanding is different. Common law for...

My understanding is different.
Common law for > 2yrs = married - period. So you and spouse split all of "your" and "her" assets 50 50. Spousal - kids versus no kids is a big distinction. but if...
Forum: Common Law Issues 10-20-2011, 09:05 PM
Replies: 6
Views: 1,482
Posted By LotusLand47
Tell me if I am wrong - and SOMEONE will... ...

Tell me if I am wrong - and SOMEONE will...

All property is common regardless of whose name is on title.
My debts, your debts, my house, your house are irrelevant.

On the date you separated...
Forum: Financial Issues 09-18-2011, 10:07 PM
Replies: 4
Views: 1,388
Posted By LotusLand47
Thanks everyone, I forgot to add, the CS for 2)...

Thanks everyone,
I forgot to add, the CS for 2) would relate to a kid in university. His lawyer said that the calculation would be different than for a minor.
Forum: Financial Issues 09-18-2011, 08:01 PM
Replies: 4
Views: 1,388
Posted By LotusLand47
from CanLII - Federal Child Support Guidelines,...

from CanLII - Federal Child Support Guidelines, SOR/97-175 (http://www.canlii.org/en/ca/laws/regu/sor-97-175/latest/sor-97-175.html)

Incomes over $150,000
4. Where the income of the spouse...
Forum: Financial Issues 09-17-2011, 12:09 PM
Replies: 4
Views: 1,388
Posted By LotusLand47
CS, Pension Adjustment, limit income to 150k

STBX and I have a great relationship. Questions re CS

He makes over 150K and has a DB pension plan that results in a large Pension Adjustment each year (Public Sector Executive). The employer...
Forum: Financial Issues 09-15-2011, 03:20 AM
Replies: 3
Views: 917
Posted By LotusLand47
Questions re CS and University

STBX and I have great relationship.

He has proposed new method of computed CS based on actuals. It departs from the published FCSG. He has invested a lot of effort in it.
He is a CA who is at...
Forum: Financial Issues 09-13-2011, 12:10 PM
Replies: 6
Views: 846
Posted By LotusLand47
Thanks Mess for the dig. This is one of the...

Thanks Mess for the dig. This is one of the problems with the internet - folks say thnings via keyboard they would never say face to face....
I was responding to the question - which I thought was...
Forum: Financial Issues 09-13-2011, 02:20 AM
Replies: 6
Views: 846
Posted By LotusLand47
First question, did his income change? Is there...

First question, did his income change? Is there a chance he made a lot more $ last year over 2009? If not, don't waste your time.

Assume it takes your lawyer 10 hours to do all of this work for...
Forum: Divorce & Family Law 09-08-2011, 12:55 AM
Replies: 12
Views: 1,911
Posted By LotusLand47
OK Thanks. re the house, collectively you lose...

OK Thanks.
re the house, collectively you lose if you both sell the house - realtors fees, in BC we have a property purchase tax (10-20k) that would be waived. Is costs about 30-40k to switch...
Forum: Divorce & Family Law 09-07-2011, 11:45 PM
Replies: 12
Views: 1,911
Posted By LotusLand47
whew! this is heart breaking. The sole custody...

whew! this is heart breaking.
The sole custody is the thing I would worry about. Unless you were abusive or unfit there is a 50 50 presumption. What are your current custody arrangements? How...
Forum: Parenting Issues 09-07-2011, 05:41 PM
Replies: 7
Views: 1,244
Posted By LotusLand47
A 14 year old can babysit. How old are the other...

A 14 year old can babysit. How old are the other kids? What does the agreement read?
Forum: Parenting Issues 09-07-2011, 12:05 AM
Replies: 4
Views: 4,992
Posted By LotusLand47
Agree with iceberg. A scenario, she makes 45, he...

Agree with iceberg. A scenario, she makes 45, he makes 75. Now she gets CS based on 2 kids @ 75 = 1120 (in BC). With 50 /50 whe will get the difference betwen his amount and what she would pay to...
Showing results 1 to 25 of 31

 

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