Hello all,
I have two questions
Can I remove my stbx from my benefits before the divorce?
and
Are costs of having kids on benefit plans S7?
my STBX currently has a "Family" plan which the entire family (including me) are covered at an annual cost of $429.26 (per paystub). Her plan covers all medical and dental @ 100%. The dental has a $1500 / year max.
my current plan at work is not family but on an individual basis. Currently I have self + spouse on my medical 80% and myself and son on my dental (50% - 70%) at a cost of $130.00 / year. The kids were never on my plan as it was pointless to pay for duplicate coverage. We added my son to my benefits last year as he had some required work above the $1500 max. My stbx is on my medical plan as most of the cost is covered by my employer for a +1 only and there were some things such as massage and chiro that was covered under my plan better than hers.
I have requested in my court application that she keep the kids on her benefits. She has countered asking that I have the kids on my plan as well.
I did the math and the cost of adding my kids and removing my stbx would be an additional $2183.00 / year which would pretty much duplicate the coverage that already exists. Adding them under Dental might be smart in the future should they require more work and braces and I'm willing to do that.
So is the total cost of "All" the kids benefits a shared expense.
My annual open enrollment starts in 2 weeks and is only 2 weeks long so I need to make some decisions. Or perhaps it should just go unchanged.
Thanks
I have two questions
Can I remove my stbx from my benefits before the divorce?
and
Are costs of having kids on benefit plans S7?
my STBX currently has a "Family" plan which the entire family (including me) are covered at an annual cost of $429.26 (per paystub). Her plan covers all medical and dental @ 100%. The dental has a $1500 / year max.
my current plan at work is not family but on an individual basis. Currently I have self + spouse on my medical 80% and myself and son on my dental (50% - 70%) at a cost of $130.00 / year. The kids were never on my plan as it was pointless to pay for duplicate coverage. We added my son to my benefits last year as he had some required work above the $1500 max. My stbx is on my medical plan as most of the cost is covered by my employer for a +1 only and there were some things such as massage and chiro that was covered under my plan better than hers.
I have requested in my court application that she keep the kids on her benefits. She has countered asking that I have the kids on my plan as well.
I did the math and the cost of adding my kids and removing my stbx would be an additional $2183.00 / year which would pretty much duplicate the coverage that already exists. Adding them under Dental might be smart in the future should they require more work and braces and I'm willing to do that.
So is the total cost of "All" the kids benefits a shared expense.
My annual open enrollment starts in 2 weeks and is only 2 weeks long so I need to make some decisions. Or perhaps it should just go unchanged.
Thanks
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