I’ll try to keep this as short as possible and not get into the gory details of the divorce itself but I am in desperate need of answers and help
For a short background if it matters I separated over 8 years ago, always paid support and section 7’s, never missing even one even thought that alone was very difficult. I was laid off almost two years ago.I then overpaid the ex for the following 6 months based on my previous salary and then paid based on EI – again, all above board and agreed to.I live rurally with few standard job opportunities so then started a small company that unfortunately made next to no money.Long story short the ex broke our previous separation agreement in basically all ways and took me to court and I have unbelievably been imputed an income based on from when the minute EI ended.
My RRSPs were cashed out to pay for lawyers and court and to simply live many months ago. Savings are next to zero, I no longer own a house or any property besides an 11 year old car and have been forced to move in with friends.I have been ordered to pay her a lump sum of many thousands as well as monthly payments moving forward both of which are impossible until I can somehow find another comparable job(I’ve been looking hard for a very long time already).
I’m told that enforcement will now be calling me soon and after some of the stories I’ve heard I’m terrified.
What I want to know is what happens now when I can’t pay? There are no options that I can see at all.I may be able to borrow some of the blood money but that won’t change anything in terms of the entire lump sum or the ongoing payments which can’t be made so I’d still be destroyed and then have even more debt which again solves nothing for anyone
I’ve read that enforcement will start doing things like emptying any account, ruining my credit, take my drivers licence (which would end all chance of new employment), seize my car and passport, etc. If these things happen my ability to find work, ever pay the ex or even live again will pretty much be gone.
The only thing I have left is an old pension but it’s not much and it’s locked in so I can’t get to it. Can they take that too right now or would they start taking “arrears” from a pension when it begins paying in retirement?
If anyone has dealt with these enforcement people before please help. I don’t know how to deal with them, what to expect or if any of this is even possible to solve.
Thank you
For a short background if it matters I separated over 8 years ago, always paid support and section 7’s, never missing even one even thought that alone was very difficult. I was laid off almost two years ago.I then overpaid the ex for the following 6 months based on my previous salary and then paid based on EI – again, all above board and agreed to.I live rurally with few standard job opportunities so then started a small company that unfortunately made next to no money.Long story short the ex broke our previous separation agreement in basically all ways and took me to court and I have unbelievably been imputed an income based on from when the minute EI ended.
My RRSPs were cashed out to pay for lawyers and court and to simply live many months ago. Savings are next to zero, I no longer own a house or any property besides an 11 year old car and have been forced to move in with friends.I have been ordered to pay her a lump sum of many thousands as well as monthly payments moving forward both of which are impossible until I can somehow find another comparable job(I’ve been looking hard for a very long time already).
I’m told that enforcement will now be calling me soon and after some of the stories I’ve heard I’m terrified.
What I want to know is what happens now when I can’t pay? There are no options that I can see at all.I may be able to borrow some of the blood money but that won’t change anything in terms of the entire lump sum or the ongoing payments which can’t be made so I’d still be destroyed and then have even more debt which again solves nothing for anyone
I’ve read that enforcement will start doing things like emptying any account, ruining my credit, take my drivers licence (which would end all chance of new employment), seize my car and passport, etc. If these things happen my ability to find work, ever pay the ex or even live again will pretty much be gone.
The only thing I have left is an old pension but it’s not much and it’s locked in so I can’t get to it. Can they take that too right now or would they start taking “arrears” from a pension when it begins paying in retirement?
If anyone has dealt with these enforcement people before please help. I don’t know how to deal with them, what to expect or if any of this is even possible to solve.
Thank you
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