Hi all! Not happy to be here considering the name of the forum, but happy all the same to see other people going through the same issues and having a place to read about other peoples experiences with them.
As for my relationship with my wife, we don't hate each other and never have (but that can change quickly when one of the partners needs money).
Long story short, we have been very good room mates for the last 10 years, we sleep in the same bed, vacation at times together. We have stayed in this for my daughter, right or wrong. My daughter is 17 now.
My daughter started dating a hockey player from a different town about 8 months ago. he was playing for a team in our town and my wife and daughter thought it would be a good idea for him to stay with us. I said no of course because they would be sleeping in the same bed (he is 19 an not in school or working other than hockey, and yes, he does get paid to play, but not much). Of course, I was over ruled and he moved in anyway. He got drafted to his home town in the OHL 6 months later, and my daughter decided to go live with him and his mother and finish school there. My wife of course knows this is a bad thing since they fight all the time now, and she often intervenes Saturday night around 2AM, so she decides to move to that town too so my daughter has a place to live if anything goes wrong. She gave me 3 weeks notice. We have 30k equity in the house (used to have much more, but I already remortgaged twice to pay off credit cards of hers that I didn't know she had (about 20k now) and now we have 50k in debt. I always kept to my wedding vows and overlooked these things, but now she wants to skip her half of the debt and have me pay all the debt and also pay her half of the equity in the house. I also have a 475 truck payment on top of all this (that she wanted me to buy)
Regardless, I'm pretty sure I'm responsible for all the debt according to the courts, and I make about 40k a year more than her.
When she told me she was leaving, she was talking about how she was going to Disney Land with her parents, and I could keep all the furniture because she was going to get new stuff, is going to buy a new car ......... She's out to lunch far more than I imagined! No wonder we're broke, she doesn't understand finances, and I'm clearly too stupid to put my foot down like I should have. Going through the bank statements, I find on average, $1100/month between Wal-Mart and grocery store. I think I'm screwed. Going to meet with a Mortgage specialist tomorrow to see if I can at least keep the house. Won't be able to keep my truck payments up though. If I could float it for 1 year, I could give it back with an $1800 penalty, but how much am I going to have to pay if it's repossessed?
I just rambled a whole lot. Sorry, just a lot of things going through my mind.
As for my relationship with my wife, we don't hate each other and never have (but that can change quickly when one of the partners needs money).
Long story short, we have been very good room mates for the last 10 years, we sleep in the same bed, vacation at times together. We have stayed in this for my daughter, right or wrong. My daughter is 17 now.
My daughter started dating a hockey player from a different town about 8 months ago. he was playing for a team in our town and my wife and daughter thought it would be a good idea for him to stay with us. I said no of course because they would be sleeping in the same bed (he is 19 an not in school or working other than hockey, and yes, he does get paid to play, but not much). Of course, I was over ruled and he moved in anyway. He got drafted to his home town in the OHL 6 months later, and my daughter decided to go live with him and his mother and finish school there. My wife of course knows this is a bad thing since they fight all the time now, and she often intervenes Saturday night around 2AM, so she decides to move to that town too so my daughter has a place to live if anything goes wrong. She gave me 3 weeks notice. We have 30k equity in the house (used to have much more, but I already remortgaged twice to pay off credit cards of hers that I didn't know she had (about 20k now) and now we have 50k in debt. I always kept to my wedding vows and overlooked these things, but now she wants to skip her half of the debt and have me pay all the debt and also pay her half of the equity in the house. I also have a 475 truck payment on top of all this (that she wanted me to buy)
Regardless, I'm pretty sure I'm responsible for all the debt according to the courts, and I make about 40k a year more than her.
When she told me she was leaving, she was talking about how she was going to Disney Land with her parents, and I could keep all the furniture because she was going to get new stuff, is going to buy a new car ......... She's out to lunch far more than I imagined! No wonder we're broke, she doesn't understand finances, and I'm clearly too stupid to put my foot down like I should have. Going through the bank statements, I find on average, $1100/month between Wal-Mart and grocery store. I think I'm screwed. Going to meet with a Mortgage specialist tomorrow to see if I can at least keep the house. Won't be able to keep my truck payments up though. If I could float it for 1 year, I could give it back with an $1800 penalty, but how much am I going to have to pay if it's repossessed?
I just rambled a whole lot. Sorry, just a lot of things going through my mind.
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