She left me because:

[jada]

I have the DH illness since 2004; a skin infection. And she gets a cold filling when getting close to me.

For the past 20 years of mariage she paid nothing for the house. We have agreed that since I paid for everything then she wants nothing. I continue to suport the 2 children for their education, medical, clothing, ect and they stay with me. She left me and now lives with another man.
My separation documents has not started yet.
I need to invest some money. Should I wait ? Or get a prenunctual ?
Jada

[billm]

She feels guilty for leaving and living with another man. Soon that will wear off, or she will move out of that mans house, and she will want half of everything. Just going through a proper settlement process will probably convince her to change her mind about wanting nothing, but for the marriage to be truly done you need to have a formal separation agreement with (unfortunatley) lawyers involved to some extent. You have to have full financial disclosure to each other and each have legal representation for the agreement to be binding - and binding = peace of mind. You don't have to use lawyers a lot, but you do have to use them.

I am sorry you ended up with someone that abandons their marriage as well as their family.

[jada]

Hi Bill,
How she take half of all the work, effort, overtime, sacrifice, serving her, my money, while she enjoyed life not to carry the morgage burden and all other payments. Some women are encouraged to cash-in when getting near retirement. And legally they are supported?
I classify that act as legal robery and I can not let myself get stollen.
I worked hard for my house and I paid it all.
Jada

[FL_Needs_To_Change]

Technically she has a right to an even split since the marriage lasted some 20 years. If she is stating at this point that she does not want a share of the family assets, the time is now to get it in writing, but you MUST include legal representation the cost is worth it in the end.

An agreement can be over turned if both parties have not received legal advise. She needs to know what she is entitled to and what she is agreeing to in the separation agreement. The agreement must clearly explain who gets what and who is to have primary custody even though they live with you. It must also make provision for child support. My neighbours split and she took nothing, the dad kept the child, she was not asked to pay support since she gave up any right to asset splitting and they had a relationship of more then 20 years, a large home, several hundred acres of land, etc, etc.

Get a lawyer to draw up the papers and make sure she is aware of what she is agreeing to.

[dadtotheend]

I agree with FL, if she is in the mood for settling now for virtually, RUN DON'T WALK to a lawyer and get a separation agreement drawn up that addresses all the issues.

But don't be surprised if she really changes her tune once a lawyer advises her, which will be necessary to validate the agreement.