Ottawa Divorce .com Forums


User CP

New posts

Advertising

  Ottawa Divorce .com Forums > Main Category > Financial Issues

Financial Issues This forum is for discussing any of the financial issues involved in your divorce.

Reply
 
LinkBack Thread Tools
  #1 (permalink)  
Old 10-10-2014, 02:33 PM
billm's Avatar
Senior Member
 
Join Date: Sep 2008
Posts: 2,430
billm is on a distinguished road
Default Sharing health benefits insurance costs after employer contribution

Need to know what is normal for sharing health insurance costs.

My kids are covered by my ex's health and dental insurance plans.

We want to share in the cost of this.

I know the family vs single cost for the insurance, so I think we should share the cost difference between single and family.

For example if single is $80 and family is $200, we share in the $120 extra cost.

Second. Her employer covers part of the cost of the insurance. I assume that we share in the actual cost, the cost after her employers contribution, and not the pre-contribution amount. This contribution is not taxable and is not considered income.

Advice?
Reply With Quote
  #2 (permalink)  
Old 10-11-2014, 02:58 PM
billm's Avatar
Senior Member
 
Join Date: Sep 2008
Posts: 2,430
billm is on a distinguished road
Default

Anyone have advice on this?
Reply With Quote
  #3 (permalink)  
Old 10-11-2014, 03:17 PM
Senior Member
 
Join Date: Dec 2006
Location: Kitchener Ontario
Posts: 5,241
standing on the sidelines is on a distinguished road
Default

I know the last place I worked at the employer paid just for the single coverage. If you wanted family you had to pay the difference yourself.

Does her employer pay for part of the family coverage also? If not then the 120 should be split.
Reply With Quote
  #4 (permalink)  
Old 10-11-2014, 03:21 PM
Rioe's Avatar
Senior Member
 
Join Date: May 2010
Location: Ontario
Posts: 3,245
Rioe will become famous soon enough
Default

Quote:
Originally Posted by billm View Post
Need to know what is normal for sharing health insurance costs.

My kids are covered by my ex's health and dental insurance plans.

We want to share in the cost of this.

I know the family vs single cost for the insurance, so I think we should share the cost difference between single and family.

For example if single is $80 and family is $200, we share in the $120 extra cost.

Second. Her employer covers part of the cost of the insurance. I assume that we share in the actual cost, the cost after her employers contribution, and not the pre-contribution amount. This contribution is not taxable and is not considered income.

Advice?
That all seems fair to me. Are you encountering opposition? The only thing I would be concerned about would be if she has a new partner that is also included in her family plan. Then you'd only want to pay your portion of the increased cost with with the new partner's portion excluded.

I have no idea what normal is, unfortunately. I pay everything.
Reply With Quote
  #5 (permalink)  
Old 10-12-2014, 09:28 PM
Senior Member
 
Join Date: Sep 2014
Posts: 264
FirstTimer is on a distinguished road
Default

I pay it all as well. But your math sounds right. Single is 80 and family is 200.so you split the 120 with her. The employer portion is like 150 or something but like I said it's the 120 split that you need to divide out.
Reply With Quote
  #6 (permalink)  
Old 10-12-2014, 09:29 PM
Senior Member
 
Join Date: Sep 2014
Posts: 264
FirstTimer is on a distinguished road
Default

Even if she had a new family, the cost is the same I think. Single of family. That's it.
Reply With Quote
  #7 (permalink)  
Old 10-12-2014, 11:00 PM
Rioe's Avatar
Senior Member
 
Join Date: May 2010
Location: Ontario
Posts: 3,245
Rioe will become famous soon enough
Default

Quote:
Originally Posted by FirstTimer View Post
Even if she had a new family, the cost is the same I think. Single of family. That's it.
Yes, but if the difference is $120 for having just the two kids on, he should pay his share of the $120. If the difference is $120 for having the two kids and her new partner on, he should pay his share of $80. If the difference is $120 for having their two kids plus her new partner and the new partner's five kids, he should pay his share of $30.
Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


Similar Threads
Thread Thread Starter Forum Replies Last Post
Benefits FB_ Parenting Issues 18 11-10-2012 09:01 AM
Section 7 health benefits employer contribution billm Financial Issues 10 03-29-2012 07:09 PM
UK dad being crippled by maintenance plus huge travel costs. Help! UKdad Divorce & Family Law 7 09-01-2009 09:26 PM
Sharing costs of matrimonial home twiceseparated Financial Issues 3 05-10-2007 11:59 AM
Legal Aid serrona Divorce & Family Law 1 10-27-2006 08:00 PM


All times are GMT -4. The time now is 05:26 AM.