Originally Posted by arabian
If your friend's husband still has his job then she should look at getting an interim order for automatic deduction of his income for Interim Spousal support to pay mortgage. Also she can meet with bank and lay out the situation, namely his addition and what she is doing about it financially) and see if bank can offer some sort of short-term payment arrangement.
If she doesn't take some sort of measure to get his income from source then there would be no reason/no repercussion for him to not pay. Sometimes one has to treat irresponsible people like children. This sounds as though this is one of those situations.
She says she talked to the bank and was told that if she paid the arrears and committed to paying the mortgage through withdrawals from an account in her name only, the damage to her credit would be undone. It also looks like credit card debt incurred before separation will not be excluded from the equalization calculations (in other words, she's going to end up with her share of the equalization reduced by half the amount owing on his cards as of the date of separation, even though he's still responsible for actually paying off the creditors).