Legal Aid said no & a lawyer says i dont have enough money

[logicalvelocity]

As AK mentioned, Word doc format is the way to go. If you don't have MS word installed the word doc forms are also compatible with Open Office which is a free office suite download.


www: OpenOffice.org - The Free and Open Productivity Suite

[blindsided]

wow, im really seeing his true colors now, have to wonder how i put up with that for 22 years?

I talked to him the other day asked why he didnt put any money in bank,hes answer was he has to live, well he makes 30 thousand a year pays his friend 400. month for rent, and has no other expenses, oh execept his two credit cards (mr i want i buy). So anyway im left with mortage,utils,food for kids,oh ya line of credit he hasnt put a dime on.

So i wrote up my own separation agreement, because the other day when i talked to him, he said he would sign over the house but he wouldnt give me any money,(ss) he said that was my own problem. i only make around 10 thousand a year (disability) and i just started working a few hours a week. Starting to feel better about myself. Nice to come home and not worry what mood someone is in.

Anyway in it i basicly only put that i get contents of house, and that he would sign over house to me, that i wouldnt split sale of house if it had to be sold, he gets no equity of the house.

car because i am the the one paying the line of credit, not only that, he did tell my son he gave it to him(but the other day he says he will take it back and sell it, dont want that because i know he wouldnt put the money on the line of credit he would keep the money.(car balance is on the line of credit).

So with that being said, does that mean thats the end of everything? or if im in need can i get ss if need be?

[singledad99]

Separation agreement won't help you much as it didn't help me. There are things about the law that I learn everyday and feel like I didn't know anything before that.

If you read my posts of couple of weeks ago when I signed final agreement with my ex. Both parties had their lawyers present. Guess what, that agreement too could not help me. I had to agree to amend the agreement because her lawyer won't cooperate with transfer of the title to my name unless I gave more money. My other option was to go to court and try to enforce it through them. It would cost me more money to do this and still there was no guarantee that I would win.

In family law the party who is motivated to settle things loses.(based on my experience). The party who is unmotivated does not care how long it takes and how much it costs them or you. My ex put a lien on the house to get legal aid financing. She is not afraid if she lost everything, including my share, to legal aid because she just wants to destroy me (and her own son in that whole fight). You are indeed in a pickle because if you push your ex too much, he might just do the same thing as my ex did.

I am thinking of a different direction for you. Instead of getting all caught up in separation agreement and court papers, why not do one thing at a time. I would start with going to a real estate lawyer and getting the house transferred to my name. Nice and easy. He already agrees to that and might just sign it. Then split other assets/liabilities in a similar fashion. Once you have that part settled then go self representing and ask for CS and SS. Based on your story you don't need a lawyer to get CS and SS.

[blindsided]

If i see a real estate lawyer, what kind of expense am i looking at? Do they deal with the bank as well? or if he goes with me to real estate lawyer with me and he signs it over and thats it?
right now im worried the bank will say no to me being on my own now.And (my income only being about 10 grand) mortage is 12hundred with proprty tax included).Mind you hes been gone 5 months and i havent defaulted on my morgage.
But i am renting out room to niece for 400. a month,400 more then he is putting in.

I am going to be going back to school for training to better myself.i have been out of work place for about 11 years.

[singledad99]

The real estate lawyers expenses, you have to pay no matter what. According to my real estate lawyer, since I am in the title transfer process myself, they have to do the same paperwork as if I am buying a new property and expenses like title search/insurance, mortgage discharge and refinancing etc. If you called a real estate lawyer's office, they will give you a quote of expenses.

For mortgage, you have to arrange it yourself and the lawyer will do the rest. You may want to go through those mortgage brokers as they can find you ways to refinance the mortgage. Tell them to count the rental income as well when calculating your eligibility. Maybe rent some more space or basement to increase your potential. Get some guarantors (parents, friends) to strengthen your application. The mortgage brokers work for you (unlike banks) so they try their best to get you approved.

[blindsided]

Originally Posted by singledad99

The real estate lawyers expenses, you have to pay no matter what. According to my real estate lawyer, since I am in the title transfer process myself, they have to do the same paperwork as if I am buying a new property and expenses like title search/insurance, mortgage discharge and refinancing etc. If you called a real estate lawyer's office, they will give you a quote of expenses.

For mortgage, you have to arrange it yourself and the lawyer will do the rest. You may want to go through those mortgage brokers as they can find you ways to refinance the mortgage. Tell them to count the rental income as well when calculating your eligibility. Maybe rent some more space or basement to increase your potential. Get some guarantors (parents, friends) to strengthen your application. The mortgage brokers work for you (unlike banks) so they try their best to get you approved.

So are you saying that the bank im with now wont keep my mortage with them?
Do i see lawyer first? bank knows nothing of us being separated. also with line of credit will this go against me?

[blindsided]

well i phoned a lawyers office on Friday, about real estate route, the women tells me shes going to talk to the real estate lawyer,to get an idea how much it would cost me to get house transfered to my name.
Mean time she says i will transfer you to family lawyer.

So sure enough lawyer tells me that in my seperation agreement that i wrote up has to also state that i want ss and that,its best to get it in agreement to get house signed over.that this is the route to go before getting him to sign house over to me,that i should apply for legal aid because i could be looking at about 9 grand for a bill. Also she mentioned this way there would be no tax on transfer this way.

But the thing is, ex told me he would sign house over but he wouldnt and isnt giving me, or helping me and kids out now as it is.

So what does anyone think about this?

The thing is if i get him to sign house over in seperation agreement,him will state that he will not give me ss. Also he is not putting any money on the line of credit im paying everything which i cant keep doing,on my 0 grand a year,and 400. hundred i get from boarder,compared to his 30grand a year and his only expense is 400. a month for rent.

I really dont understand how come hes being so dirty when its him that left me for someone else a (married woman).

Any input