Common-law separation.

[skins56]

Hey ya'll.

Quick question (I hope )

Have my case-conference soon. In a nutshell here's my situation.

Living together for less then 3 years, have 1 year old girl. Do not own any assets. Separation agreement should be straight forward with have joint custody & access, paying support and child care costs etc.

I have no problem doing anything that is asked of me for my baby girl.

My question is regard debts incurred.

While together we incurred approx. $6000 debt. Rented a house and built within. We bought everything new. EVerything bought was basically on credit and some stuff paid off. Every card or finance agreement is in my name. We have two credit cards under my name as the primary holder, but she has a secondary card and it is not cancelled. She still uses it. I have never closed it hoping that because she has access to it and uses it that she would be held liable for 50% of the total to date. (Every little bit helps me in the end)

Because she never co-signed, but I did get a seconday card for her, is she liable for 50%? If not, everything that was bought on the cards, would I be allowed to have?

I don't want anything and will start over. I would like them to have everything as long as she help pay the debts off. Do I have any leverage here?

Also, not sure if this means anything, but we always said we were single, so late last year she filed and was declared bankrupt. Now because she never co-signed for the cards, they obviously did not know about her secondary cards. Does this hurt me in anyway?

Any info would be greatly appreciated.

Thanks