It's a great idea to include the clause, especially if you would struggle to provide for her if he is unable to support her. Make sure that both policies also include coverage for disability.
I am insisting on life insurance coverage for each of us, with our daughter as beneficiary. I've designated my mom as trustee though. If he wants it changed to him, then he will have to ask for it, as I trust my mom's financial decisions much more than his!!
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