Thanks for the imput everyone. I will get a copy of my last pay stub and post all of the deductions on Monday. Suffice it to say that my numbers are accurate. The overall deductions would help clarify obviously.
My pay is auto deposited every 2nd Thursday and the last 5 were as follows .. Remember of course that the net pay increases after max CPP and UI limits are reached mid year.
1/28/10 .. $901.47
1/14/10.. $901.47
12/30/09.. $1,123.32
12/17/09.. $1,123.32
12/03/09 .. $1,123.32
Running the calendar year that gives me 26 pays at an avg net of $1,012.40 x 26 = $26,322.27/year net.
I do pay about $95.00/month for a medical plan. I also currently live in Quebec where provincial deductions are higher.
My problem with seeing a lawyer is that with that net income I seriously cannot afford it. To see a lawyer and spending $2,000 or $3,000 I am looking at spending 1 to 2 months net income to even start anything.
I know it sounds ridiculous that a guy making $100k / year is broke but I am living paycheck to paycheck. I need to get my SS lower or will find myelf looking at bankruptsy again in a year.
If there is anyone out there that I could private message with greater details that could help I would be very appreciative.
|