She is making about $50,000 ($30,000 support, $20,000) income before deductions? I am not sure how your income is going from $98,000 to $22,000 when your deducted SS payment and after-tax income is $64,000 and CS brings it down to over $45,000 in take home pay. Do you know where that other $23,000 in deductions is going? You should also be careful that you are paying several hundred less than the table amount and opening a conversation about the SS may have your CS increased as well as not removing the SS.
But yes, assuming she lives in Ontario, raising three children (especially expensive teenagers) on $50,000 is tight. That loss of $12,000 a year would definitely be felt and if she is working the kind of job that only pays $13 an hour full-time it is unlikely she can pick up more money, especially as she has the children to still look after (asking the older child to babysit the younger one while she works a second job is not in the children's best interest).
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