She can go after the 100 per month, and a verbal agreement means nothing. That doesn't mean she would win, it doesn't mean she would lose.
90% of suits don't end up going to trial, most couples settle out of court even after starting an action. Any judge at the preliminary conferences will strongly encourage you to reach a negotiated settlement or go to mediation.
Negotiating or mediating would end up probably a little below the table amount in exchange for some other concession. What you have been doing is not uncommon, not unreasonable. The difference between you and everyone else is that you didn't write it out and sign it in front of lawyers, so it's not binding. She can change her mind, there is no contract.
No one can guarentee you a result, and it depends on what you can show about your situation. Anyone can make claims, being able to show what you actually talked about, what both of your motives were, how it worked out, etc would go a long way.
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