Another case of lengthy period of cohabitation and then split soon after marriage *sigh*.
You were together for seven years. Let's say you had to pay SS for 5 years.
You will be taking on a net debt of $32K, which is just over $6K for each of the proposed 5 years of SS, or $500/mth. Based on the discrepancy in your incomes, that would seem reasonable, ESPECIALLY if it kept the lawyers out of your pockets and you two out of court.
My ex and I were together for 5.5 years and I'm paying SS for 4 years.
Not knowing anything about your desire to stay in the home, this could also smooth the way to you being able to stay there (mortgage requalification is a whole other issue). Personally I would do what I could to keep that house. If you gave it up, you will distance yourself from home ownership, and it might be real tough getting back into owning a home.
BTW, based on 50/50 shared parenting, I'm sure you realize that you have a CS obligation because of the difference in your incomes.
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